that is still stratospheric compared to the targets where mcewan wants to be. how do i, if i have r.b.s. shares, think about that risk. at some point, once again, the politicians are going to get involved. >> yeah, i think it is probably part of the valuation and part of the story. as we said, you know, it seems like management is almost sort of beholden to this sort of slightly political story of oh, we'll pull back from everything outside of the u.k. somehow, bad and evil and risky and whatever and we only want to be in the u.k. and the broader u.k. economy, if you like. you know, given that involves a lot of shrinkage now and once it is achieved, there is sort of the lack of any kind of growth story, a lack of a spark if, you like in that respect and i think that is to a good extent related to the political situation.